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IMPLEMENTASI AUTOMATION PAYMENT GATEWAY UNTUK

PEMBAYARAN DIGITAL BERBASIS SAAS


SKRIPSI




Disusun Oleh :

NIM
: 1912422333
NAMA
: Maulana Yusuf



FAKULTAS SAINS DAN TEKNOLOGI

PROGRAM STUDI SISTEM INFORMASI

KONSENTRASI BUSINESS INTELLIGENCE

UNIVERSITAS RAHARJA

TANGERANG

2022/2023


ABSTRAK

Pada tahun 2045 Indonesia digambarkan mampu menjadi negara yang mandiri secara ekonomi dan sosial dan memiliki daya saing tinggi berdasarkan ilmu teknologi dan pengetahuan berdasarkan RIRN 2045 (Rencana Induk Riset Nasional 2017-2045). Ekonomi digital menjadi salah satu fokus pengembangan riset di Indonesia yang bisa dilihat melalui arahan Presiden Joko Widodo. Untuk menyikapi hal tersebut dapat kita sadari pentingnya implementasi Automation Payment Gateway Untuk Pembayaran Digital berbasis SaaS yang relevan mengenai betapa pentingnya teknologi pada era digital. Seperti yang kita ketahui meski saat ini sudah memasuki era digital namun masih banyak minimnya inovasi payment gateway untuk melakukan transaksi digital dimanapun dan kapanpun yang tentunya mampu juga mengurangi resiko penyebaran virus pandemic karena dapat menghindari kontak fisik antara konsumen dan produsen ketika bertransaksi dengan menggunakan pembayaran digital. Hal ini tentunya berdampak pada terhambatnya proses transaksi berbasis teknologi pada bisnis mereka. Penelitian ini bertujuan untuk membuat payment gateway berbasis SaaS, sehingga memudahkan para startup untuk bertransaksi dan mulai menerapkan teknologi tersebut pada bisnis mereka. Hal ini sejalan dengan tujuan Universitas Raharja yang tertuang dalam RIRR 5.0, yaitu membangun dan mengembangkan sumber daya manusia yang memiliki pemahaman mendalam di bidang teknologi informasi, ekonomi bisnis dan teknologi rekayasa sejumlah bisnis untuk meningkatkan kesejahteraan rakyat. Metode yang digunakan untuk mencapai tujuan penelitian ini adalah metodologi pengembangan perangkat lunak Agile Scrum serta Indicator Measurement Factor Analysis (IMF). Berdasarkan implementasi dan pembahasan yang telah dilakukan, dapat disimpulkan bahwa payment gateway di ABC dapat memudahkan pengguna untuk bertransaksi dimana saja dan kapan saja untuk mendapatkan layanan autentikasi berbasis teknologi blockchain. Oleh karena itu, aplikasi ABC payment gateway diharapkan dapat membantu memperkuat penerapan teknologi blockchain yang dapat mendukung keamanan siber digital di era digital.

Kata Kunci: Blockchain, Payment Gateway, Software as a Service (SaaS)


ABSTRACT

In 2045 Indonesia is described as capable of becoming a country that is economically and socially independent and has high competitiveness based on science and technology based on RIRN 2045 (National Research Master Plan 2017-2045). The digital economy has become one of the focuses of research development in Indonesia, which can be seen through President Joko Widodo's direction. To address this, we can realize the importance of implementing Automation Payment Gateway for SaaS-based Digital Payments that are relevant to how important technology is in the digital era. As we know, even though we have entered the digital era, there is still a lack of payment gateway innovations to make digital transactions anywhere and anytime, which of course can also reduce the risk of spreading a pandemic virus because it can avoid physical contact between consumers and producers when transacting using digital payments. This certainly has an impact on delaying technology-based transaction processes in their business. This research aims to create a SaaS-based payment gateway, making it easier for startups to transact and start implementing this technology in their business. This is in line with the objectives of Raharja University as stated in RIRR 5.0, namely to build and develop human resources who have deep understanding in the fields of information technology, business economics and engineering technology for a number of businesses to improve people's welfare. The method used to achieve the objectives of this study is the Agile Scrum software development methodology and Indicator Measurement Factor Analysis (IMF). Based on the implementation and discussion that has been done, it can be concluded that the payment gateway at ABC can make it easier for users to transact anywhere and anytime to get authentication services based on blockchain technology. Therefore, the ABC payment gateway application is expected to help strengthen the application of blockchain technology that can support digital cyber security in the digital era.

Keywords: Blockchain, Payment Gateway, Software as a Service (SaaS)



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Admin, Sagisawa Shibuya

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